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Preparedness Recovery Guide
Hurricane Preparation and Claims Recovery Team Advises Residents, Business Owners, Association Management and Owners on Disaster Recovery Strategies
Powerful weather events such as hurricanes are dangerous reminders of the importance of proper planning, emergency preparedness, and the need to work with experienced professionals to properly recover losses and rebuild homes, businesses and communities.
Becker & Poliakoff’s dedicated Hurricane Preparation and Claims Recovery Team has handled thousands of storm-related claims, including dozens of hurricanes in Florida, New York and New Jersey. We bring a team approach, including our legal team led by the former National Coordinating Counsel for one of the largest insurance companies in the world, also brings board certified construction law experts, specific structural engineering experts, electrical/corrosion engineering experts, general contractor experts, estimators, adjusters, plumbing and other specific experts that know how to find damage and process claims. They are experts in what they do and our substantial experience tells us that to maximize recovery, you are best served by using a team that brings a wealth of experts to your rescue.
We treat your case like it is our own.
We shoulder the entire burden for you. We require no additional upfront fees from you. We offer to take the case on a “contingency” – which means that you pay nothing unless we win. We receive our fees only if we are successful in settlement or other enforcement/court award. We take the risk, we front the costs for all of the experts necessary to prove damages and for the attorney and staff time and office expenses necessary to pursue your claim to ultimate settlement or trial verdict.
Navigating Proofs of Loss and other Technical Insurance Requirements
The claims process can be technical and complicated, and the insurance company is not necessarily there to pay you the most money. We know how to cut through the delays and red tape associated with the insurance company. For example, it is not a defense for the insurance company to say that they are busy with all the claims. It is not a defense to say that you need to do all your own investigation. It is not a defense to delay in getting expert personnel out to fully investigate and pay your claims. It is not a defense to say your claim doesn’t need investigating. We will not allow the insurance company to get away with these types of responses. Rather, we ensure that the insurance company keeps the promise made to you.
Insurance claims vary in the types of damages you may recover. Depending upon your specific policy, you may be entitled to coverage for damages to your dwelling, including your roof, structure, walls, interior, plumbing, paint, furniture and personal property, as well as outside fencing or other structures, trees and shrubs, expenses for having to live in hotels or other places that require you to expend moneys. You may have coverage for many other items, such as loss of use of the premises, payment for moneys expended in having to live apart from the premises while it is being repaired, among other items, depending upon your specific insurance policy.
Sworn Proof of Claims, Statutory/Contractual requirements and Proper Strategy
We take aggressive steps to get you the most money the quickest, building a real damages model with experts, photographic and documentary evidence to document the specific damages. We also know how to keep the insurance companies honest. We know how to impose the appropriate litigation efforts or to report the insurance company to the Department of Insurance in your State, which may result in a completely separate investigation of the insurance company by the State and/or penalties being imposed upon them. We motivate the insurance company to honor their promises and get your claim processed quickly.
Where appropriate, whether you have an Association, or have a Commercial or Residential claim, the lawyers and staff at Becker & Poliakoff are here to manage your entire claim for you: We can help you understand the insurance policy/contract that was sold to you. We can help prepare Notices of Claim to the insurance company, prepare demand letters and/or actually file a lawsuit for damages against the insurance company. We facilitate all communications with the insurance company, property and inspection visits conducted by our experts and those of the insurance company, and so much more.
If you have suffered damages that are covered under your insurance policy, you have a right to pursue the insurance company (and others) in court to recover owed moneys. In our personal experience, we have found that insurance carriers tend to pay more money when a competent attorney with an expert team is pursuing litigation for nonpayment of covered damages.
If you have a public adjuster, have them call us; we will protect their right to get their fee, while maximizing the claim dollars that should be payable to you.
POST-DISASTER CHECKLIST TO PROTECT PROPERTY AND BEGIN RECOVERY
POST-DISASTER CHECKLIST FOR CONDOMINIUM, HOMEOWNER & COOP COMMUNITIES IMPACTED BY THE STORM
Resist the urge to contract with these initial offers until you have done the following:
Becker & Poliakoff’s Hurricane Preparation and Claims Recovery Team’s experience includes negotiating insurance settlements, litigating claims, drafting and negotiating reconstruction contracts, and working with local, state and federal emergency management agencies to expedite claims, facilitate negotiations, and secure mutually agreeable settlements. Put our team to work for you.
Hurricane Preparedness Checklist
Hurricane and Disaster Recovery Webinars
Hurricane Recovery: Contracting and Engineering After the Storm
07/14/2011 Moderated by Lisa A. Magill, Presented by Aaron Pruss and Steve Mainardi. Running Time: 57:18
Disaster Planning for the 2011 Hurricane Season: Are You Ready to Weather the Storm?
06/01/2011 Presented by William Strop, Sanjay Kurian and Robert Rubin
Hurricane Preparedness During A Restoration Project: How to Protect Your Structure In the Wake of a Hurricane
08/25/2010 Moderated by Steven Lesser
Running time: 59:43
Flood Insurance: What you Should Know to Protect Your Community
08/19/2010 Presented by Greg Marler and Tammy Lovecchio. Moderated by Ken Direktor
Running time: 1:01:10
Anatomy of a Disaster Claim
07/23/2010, Presented by Herb Brock and Rick Slider. Moderated by Steven Lesser.
Running time: 1:05:52
12/15/2009, Presented by Steven Lesser. Running time: 58:34
What Your Insurance Carrier Doesn't Want You to Know: Preparing and Presenting an Insurance Claim for Maximum Recovery
06/20/2009, Presented by Ken Direktor and Sanjay Kurian.
Running Time: 1:10
Community Update Articles
Tips on Preparing your Emergency Operation Plan
Hurricane Insurance Claims: What do you Need to do to Recover Insurance Money?
Hurricane and Disaster Recovery Blog Posts